Wise API changes

Required fields added in POST /v2/profiles/{profileId}/third-party-transfers (BusinessOriginator)

Response schema changed for POST /v3/profiles/{profileId}/transfers/{transferId}/payments (BalanceRequest)

Parameter 'x-tw-jose-encryption-kid' added to GET /v1/auth/jose/playground/jwe

Required fields removed in POST /v2/profiles/{profileId}/third-party-transfers (BusinessOriginator)

Required fields added in POST /v2/profiles/{profileId}/third-party-transfers (Address-2)

Parameter 'x-tw-jose-encryption-kid' added to POST /v1/auth/jose/playground/jwsjwe

Response schema changed for GET /v1/profiles/{profileId}/kyc-reviews (kyc-requirement)

Response schema changed for PATCH /v1/profiles/{profileId}/kyc-reviews/{kycReviewId} (kyc-requirement)

Response schema changed for GET /v2/profiles/{profileId}/kyc-reviews/{kycReviewId} (kyc-requirement)

Response schema changed for GET /v1/profiles/{profileId}/kyc-reviews/{kycReviewId} (kyc-requirement)

Response schema changed for POST /v1/profiles/{profileId}/kyc-reviews (kyc-requirement)

Required fields added in PATCH /v4/spend/profiles/{profileId}/cards/{cardToken}/spending-permissions (Permission)

Required fields added in PATCH /v3/spend/profiles/{profileId}/cards/{cardToken}/spending-permissions (Permission)

Required fields added in GET /v3/spend/profiles/{profileId}/cards/{cardToken}/spending-permissions (Permission)

Schema reference changed in PATCH /v3/spend/profiles/{profileId}/cards/{cardToken}/spending-permissions request body: "inline:object" → "Permission"

Response schema changed for POST /v1/accounts (recipient)

Response schema changed for GET /v2/accounts/{accountId} (recipient)

Response schema changed for POST /v1/accounts (recipient-create-request)

Response schema changed for PATCH /v2/accounts/{accountId}/confirmations (recipient)

Response schema changed for GET /v2/accounts (recipient)

Response schema changed for DELETE /v2/accounts/{accountId} (recipient)

Response schema changed for GET /v1/accounts/{accountId} (recipient-v1)

Response schema changed for GET /v1/accounts (recipient-v1)

Response schema changed for POST /v1/quotes/{quoteId}/account-requirements (recipient-create-request)

New endpoint added: GET /2026Q2/embedded-flows/link-requests/{embeddedLinkRequestId}

New endpoint added: POST /2026Q2/profiles/{profileId}/embedded-flows/link-requests/recipients

Required fields removed in POST /v3/spend/profiles/{profileId}/card-orders request body: [address]

New endpoint added: GET /v1/incoming-transfers/{incomingTransferId}

Schema reference changed in POST /v3/profiles/{profileId}/transfers/{transferId}/payments request body: "inline:object" → "FundingRequest"

Response schema changed for POST /v2/profiles/{profileId}/third-party-transfers (CreateThirdPartyTransferRequestContent)

Schema reference changed in POST /v2/profiles/{profileId}/third-party-transfers request body: "inline" → "CreateThirdPartyTransferRequestContent"

Schema reference changed in GET /v2/profiles/{profileId}/third-party-transfers/{transferId} response 200: "originator-transfer" → "GetThirdPartyTransferRespon…

Schema reference changed in GET /v2/profiles/{profileId}/third-party-transfers/{transferId} response 200: "originator-transfer" → "GetThirdPartyTransferResponseContent"

Response schema changed for POST /v1/profiles/{profileId}/kyc-reviews (kyc-review)

Response schema changed for GET /v1/profiles/{profileId}/kyc-reviews/{kycReviewId} (kyc-review)

Schema reference changed in PATCH /v1/profiles/{profileId}/kyc-reviews/{kycReviewId} response 200: "kyc-review" → "kyc-review-with-link"

Response schema changed for GET /v2/profiles/{profileId}/kyc-reviews/{kycReviewId} (kyc-review)

Response schema changed for GET /v1/profiles/{profileId}/kyc-reviews (kyc-review)

New fields added in POST /v1/simulation/profiles/{profileId}/swift-in request body: [instructedAmount instructedCurrencyCode]

New endpoint added: POST /v1/simulation/transfers/{transferId}/payout-failure